Coverage Options
Motocross Park & Off-Road Insurance
Every policy a riding park or off-road facility needs — in one place, from specialists who know the risk.
General Liability Insurance
General liability is the foundation of any motocross park or off-road facility insurance program. It protects against third-party claims of bodily injury or property damage arising from your operations.
Participant Accident Insurance
Participant accident coverage provides medical benefits to riders injured while using your track or riding area — often on a no-fault basis that helps prevent lawsuits against your park.
Spectator Liability Insurance
Spectator liability covers injuries to the non-riding public — fans, families, and visitors who come to watch races and events at your facility, where a single incident can affect many people at once.
Premises Liability Insurance
Premises liability covers injuries that happen on your property away from the riding itself — in parking areas, walkways, restrooms, concessions, and other common areas guests use.
Special Event Liability Insurance
Special event liability covers the elevated exposure of race days, competitions, and demo events — when crowds, vendors, and temporary operations multiply the risk at your facility.
Commercial Property Insurance
Commercial property covers the physical assets of your facility — clubhouse, buildings, track-prep equipment, machinery, fencing, and fixtures — against fire, storm, theft, and other covered perils.
Workers Compensation Insurance
Workers comp is legally required from your first employee in most states and provides medical and wage-replacement benefits to staff injured on the job — track crew, flaggers, gate staff, and concession workers.
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